As the second year of the coalition government comes to a close the shape of its housing policies and the constraints of power are beginning to become evident. The comprehensive spending review in 2010 set out a radical course of action with housing been driven nationally by the Department for Work and Pensions through the reform of housing benefit (the largest housing budget) while the Department for Communities and Local Government reduced capital expenditure on new housing construction and renovation by 74%.
Helping tenants to improve their money management skills and save them cash continues to be a priority for social housing landlords in light of recent announcements about welfare reform and cutbacks.