Finance

We asked six experts to give their verdicts on the events of 2012 and suggest ideas for progression in 2013. In our third instalment, Julian Dobson looks at how an emerging collaborative economy is boosting local economies and renewing civic life.

I’ve tried Airbnb, and it works. If you haven’t, it’s an alternative to a hotel. Instead of spending the night in a soulless Travelodge, you rent a room from an ordinary individual or family in the place you want to visit.

Our fourth annual Big Squeeze survey illustrates the perfect storm that is brewing for London’s most vulnerable communities.