Researchers in Utrecht have been exploring the financial benefits of providing public services for debt management. Unlike the UK where public funding for advice services is being dramatically cut, local governments in the Netherlands provide a range of debt support services and initiatives for citizens.
There is a little room over the south porch of St Wulfram’s church in Grantham in Lincolnshire, where England’s first public library was founded in 1598. Books in those days were immensely expensive, and each book was secured to the shelves by strong iron links.