When I was interviewed to be chief executive of the Social Investment Business (SIB) in the summer of 2011 I was asked whether I had any questions. One was top of my list. Was the financial performance of Futurebuilders really as strong as SIB professed it to be? As I kept probing, the panel became a little irritated with my persistence. ‘Why do you keep asking about this?’ one panel member asked. ‘Because I don’t believe it,’ I replied, ‘and neither does the wider market.’